Impact RetirementTM ESG focused target portfolios are a composite of ESG focused mutual funds. The allocation to each respective fund in the portfolio is based upon an age appropriate risk (target-date) or target-risk level. Target-date portfolios change over time, getting more conservative as the vintage ages. This automatic de-risking of the portfolio over time is referred to as the “glide path.” In contrast, target-risk portfolios attempt to maintain a static risk level over time.

​

Many retirement plan record keepers have technology that allows for the creation of custom target portfolios. By seeding this custom portfolio technology with a line up of all ESG focused funds, we can create Impact Retirement portfolios on most record keeping platforms. Adding Impact Retirement ESG focused portfolios to a plan can be as easy as adding a few new funds to a plan's investment menu and turning on the custom model capabilities. No plan transition and no black-out required!